Investment and Funds

There’s something gratifying about accumulating money over time to put aside for a future goal. There are many investments available, each offering a potential return which can beat inflation. It’s important to think about the various types of investments and how they can fit into your overall financial plan.

Funds and investment

A fund is a collective investment where your and other investors’ money is pooled and placed in a variety assets. This helps spread your risk because you’re not relying on the performance of a specific asset type. For instance, a UK Equity Fund will consist of shares from several British companies.

However, you can find funds that provide a range of different asset types or even more specialist sectors. There’s a fund for https://highmark-funds.com/2021/12/23/market-risk-management-and-risk-calculations/ every investor, no matter how much experience they have and investment timeframe or level of risk tolerance.

Bond funds are one of the most popular investments. They are made up of IOUs (debt) generally from government or corporate entities – and are more stable than stocks. They are affected by changes in interest rates and the credit rating.